Have you started your 2008 Christmas Club savings account? Do you Plan to?

I didn't know we had one going on, but its a great idea!

No, we dont. We usually buy throughout the year. Didnt work last year, too much going on. But I have already started my stash for bdays and Christmas this year.

im not going to.

My income right now is wayyyy crazy, working two seperate jobs sparatically, so I could put away like random amounts, totally not worth it, I'll just make sure I budget to the $ i have come November.

I only spend a few hundred on Christmas, it is not enough to save and even if I did save a bunch more money all year my parents wouldnt let me spend it on Christmas

No.. we usually don't, but I start buying gifts right after DD's birthday.. so mid Aug. usually.

I've already bought some stuff. John thought I was nuts til I told him I got it all for 60%-80% off. I've also started on b-days and Easter, too.

Yes...ours is continuous.

I did. I opened an ING account and am transferring money from Dh's check into the account. that way it will go in there every month.

I have a ING account that I put money into every month

No. We normally don't, so :dunno if we will this year.

I did. I opened an ING account and am transferring money from Dh's check into the account. that way it will go in there every month.

I opened an ING account this morning! :woot I have it set up to transfer $25 into the account every week. :yes

I opened an ING account this morning! :woot I have it set up to transfer $25 into the account every week. :yes
I can't wait to see how our interest grows. :yes we will have a nice amount by the time christmas rolls around next year. :yes

I can't wait to see how our interest grows. :yes we will have a nice amount by the time christmas rolls around next year. :yes

I certainly hope so! :five

I've never done this before, but this year I'm really considering it...

we always have one........I go from October to October.........

We don't spend enough on christmas to warrant that. :lol

It cracks me up when people spend more than a month's income on it...what happened to "what christmas is really about" and all of that jazz? :thinking

I like to give alot to his parents b/c they gave alot to him as he grew up. It's showing my appreciation for the people they are. My boys don't get much throughout the year. Their b-days are near Christmas as well. Thats why ours reachs up to 2k.

i dont but im gonna start putting money aside this paycheck besides what goes into my savings so that i will have a nice cash set..

I don't have a savings strickly for Christmas but I usually just start buying presents in October. I used to be really good when I worked retail and I'd be done with Christmas in July.

Are you kidding?? I wish! My mom has had one for years though and I commend her for doing it. lol

Family will be getting handmade gifts this year (quilts, baskets, etc..) so I'll have to buy throughout the year to finish those projects.

I do hope to save a little money those for those big sales before and after Christmas for stuff *I* want lol

I didn't really think about it till just now...but what a great idea!!! I am going to

I haven't started yet but I really want to start one this year. It was easier when it was just the two of us there wasn't a big need for it, but we'll be closer to home this year and we'll have one more! great idea and reminder for the beginning of the year!!