View Full Version : Bills


Pebbles
01-11-2008, 11:57 AM
Do you pay your bills on their due dates or as they come in, provided the funds are available?

I used to pay right on the due date. Not a big deal but sometimes the $$ would be gone already. Dh was like pay them when we get paid so it's over and done with. :arg

Kelsey
01-11-2008, 11:59 AM
If I wait for the due date, sometimes the $$ doesn't go through right away and we end up with a late fee! (:vent) so I like to pay them when the $$ comes in, if possible!

Rileysmom
01-11-2008, 12:01 PM
I have them scheduled to be paid the first payday after I get the bill. So usually about two weeks before the due date.

rosebud*
01-11-2008, 12:03 PM
I pay them when we get paid and according to due date. so if something typically has a due date of the 20th then on the 15th I pay all the bills with due dates between the 15th-EOM. same with the EOM pay period. Mostly because I don't want to forget one and then not have the money for it kwim?

JudyB
01-11-2008, 12:03 PM
We pay them when we get paid. Almost all of our bills are scheduled around the 2 paydays so that helps a lot too :yes

flangl18
01-11-2008, 12:04 PM
I have all my bills split up to be paid on paydays, so they typically get paid 5-10 days before the due date.

USCGBoxerMom
01-11-2008, 12:04 PM
We just pay them as they come in. We know what bills we have so we just set aside the money every pay period.

Victoria
01-11-2008, 12:05 PM
For my cell phone, I pay it the day before by calling the direct payment line.
All other bills, I pay them at least 2 days before they're due. 99% of our bills can be paid in person or online w/o fees!

Jennifer
01-11-2008, 12:05 PM
We pay them as soon as we get the money as we are trying to become debt free and the sooner bills are paid, the sooner we know exactly how much we have to pay down our debt

airmanssweetie
01-11-2008, 12:06 PM
We pay all our bills -minus rent- on the 15th! ( most are due a few days after ) and we pay them online.

rosebud*
01-11-2008, 12:07 PM
For my cell phone, I pay it the day before by calling the direct payment line.
All other bills, I pay them at least 2 days before they're due. 99% of our bills can be paid in person or online w/o fees!

yup i pay almost everything online. I think only the water bill is paid via mail because they don't do online payments. :mumble

BLBnJVB3
01-11-2008, 12:10 PM
I send the ones that are due on the 1-3 by the 25-26 of the month before. The rest get sent as they come in. I have alot that are due on the 1st to on the 3rd so I just gather them all up and send them together.

Pebbles
01-11-2008, 12:11 PM
I send the ones that are due on the 1-3 by the 25-26 of the month before. The rest get sent as they come in. I have alot that are due on the 1st to on the 3rd so I just gather them all up and send them together.

Yuck, I don't like the ones that are due on the 1st :mumble Too many big ones and we cannot change the due dates.

BLBnJVB3
01-11-2008, 12:19 PM
Yuck, I don't like the ones that are due on the 1st :mumble Too many big ones and we cannot change the due dates.

I know. The 1st sucks cause that is when our rent, mortgage (Our renter pays the first friday of the month so if the 1st fall on like a Monday or Tuesday we have a few days before he pays us and it clears), my school loans, and the Star card is due. Between them all that check is pretty much gone. And then I still have 2 or 3 due on the 2nd and 3rd. I keep a coushin in the account to cover checks cause of the timing of them. After all of that though we only have 3-4 bills for the rest of the month.

Theresa
01-11-2008, 12:20 PM
We pay them when we get paid. Almost all of our bills are scheduled around the 2 paydays so that helps a lot too :yes

:yes

Ellen
01-11-2008, 12:21 PM
Depends on the bill...

The Truck and the Mortgage money goes to a separate account and they are auto withdrawn.

The other bills get paid when they come in.

Theresa
01-11-2008, 12:21 PM
Yuck, I don't like the ones that are due on the 1st :mumble Too many big ones and we cannot change the due dates.

I hate the 1st too, that's our mortgage. :sigh

gunsgirl
01-11-2008, 12:36 PM
I pay them when they come in---

timshel
01-11-2008, 12:39 PM
I pay them on our pay days. Then I don't have to worry about it. :)

NikkiD
01-11-2008, 01:02 PM
I try to pay before the due date.

CoffeeGirl
01-11-2008, 01:03 PM
I have them scheduled to be paid the first payday after I get the bill. So usually about two weeks before the due date.

same here:yes

Jen
01-11-2008, 02:53 PM
I try to pay them as soon as I get them

define
01-11-2008, 03:31 PM
It depends on the bill, but usually 2 days before they are due.

goldilockz
01-11-2008, 03:36 PM
Usually right as they come in so I can see what I have left over to put into savings or to make extra principal payments on the Jeep.

cookie
01-11-2008, 03:36 PM
We pay the bills before the due dates. We have certain bills we pay with each payday.

Rain.
01-11-2008, 03:41 PM
I pay bills on payday. on the 1st we have 2 bills that I pay early because they arent due til the 10th and on the 15th I pay 2 bills early also. 1 is due on the 17th and the other is due on the 27th

jen1982
01-11-2008, 04:39 PM
We pay everything on the first of the month. Then, we don't have to worry about it again until the following month. I feel less stressed that way. We have been doing it that way ever since we got married. :D

Navywife85
01-11-2008, 04:47 PM
m hubby has an allotment for 300 dollars to be sent to my account back in tx and we pay most of the bills with that but the car payment is automatically deducted out of his account on the 1st and the 15th of every month. we dont touch the 300 its only for bills.

Miss B Hav'n
01-11-2008, 04:57 PM
I pay them as they come in - that way I don't risk forgetting, lol.

Wicked
01-11-2008, 05:09 PM
I actually pay my bills early. I have all of mine set up so that they are due a week after payday so that I can pay them a week early.

*Dawn*
01-11-2008, 07:07 PM
I have certain bills I pay on each payday..I have them all lined up..so anyone can come into my office on a payday and pay my bills for me..all they would have to do is open my bill folder and see what bills have to be paid and pay them.

~Christina~
01-11-2008, 07:09 PM
i used to pay them right on the due date...but now since we have a little extra money i try to pay them early

KatReborn
01-11-2008, 07:10 PM
I pay when I can which is at payday, so the 1st and 15th are when all the bills get paid

BossLadyB
01-12-2008, 09:41 PM
We pay the bills as the money comes in. We split the bills up; some on one pay period the rest on the other.

PrincessBlue505
01-12-2008, 09:43 PM
I have all my bills split up to be paid on paydays, so they typically get paid 5-10 days before the due date.

Same here.

MIKOSWIFEY
01-12-2008, 09:44 PM
I pay them the moment I get the bill usually, or if funds are low I pay before the due date.

MissAmyB
01-12-2008, 09:44 PM
We pay all our bills on either the 1st and the 15th.

mitziebella
01-15-2008, 02:43 PM
I pay most of my bills through mycheckfree.com. I have a spreadsheet of what bills need to be paid including out budget for that pay period. it has helped me alot. I usually scheduled all the bills that needs to be paid as the LES comes out. it makes life alot easier.

sdshorty
01-15-2008, 03:03 PM
I have a very specific budget with due dates for every single bill on it. When I get paid, I pay as many bills as possible right away, then some are on automatic debit.

baby.blue.eyes
01-15-2008, 03:13 PM
I like to do it on pay day for peace of mind.

=Mrs.AiNokeA=
01-15-2008, 03:15 PM
For most of them I pay them 3 days before they are due. :)

NavyWifey42905
01-15-2008, 08:09 PM
I split them between the two paycheck and send them out two days before we get paid so that I know they will all get paid!

.x.MiSS.LADi.x.
01-15-2008, 11:02 PM
I pay our Bills as soon as Dh gets paid...weather there due in a week or not...That way its done with- b/c i lose track