So people have been talking about thier spouses having a second acct when they are deployed for spending money....do you use one?

we did/do. it is sooo much easier. plus everything is done via allotment.

We don't, but I know people who do. They say it's much easier for them so. I'm thinking of doing it the next deployment, but we'll talk about it when the time comes.

we don't DH know how much he can spend and tells me when he does so I can write it down. I guess if there are issues with spending then its a good idea. I kinda of feel like I would be putting DH on an allowance and I feel he is grown and can make his own choices. I guess if it works for both him and her though then its a great idea :D

My DH and I have joint and seperate accounts, we both put the same amount of money into our joint account each month and that goes to bills, food,savings, childcare and vacations, and the rest of our money that is in our personel accounts is our own to do with as we please. Its been like that for us for 7 years and it seems to work for us.

i haven't so far, but that might be changing.

Yes we did so I didn't have to worry about a charge he made taking 4 months to show up without him being able to tell me about it. And it happens... a lot. So he has an account that only is used during deployments and money is put in there that only he can get to, and if he runs out for whatever reason I could transfer into it. It was the easiest way to make sure nothing stateside got messed up.

we don't DH know how much he can spend and tells me when he does so I can write it down. I guess if there are issues with spending then its a good idea. I kinda of feel like I would be putting DH on an allowance and I feel he is grown and can make his own choices. I guess if it works for both him and her though then its a great idea :D

same here, dh gets a monthly allownce for the ship and then he gets a POC allownce... he tells me when hes going to add the money to his ship card and i just bugdet it out of the paycheck. we had desided what his allownces would be before he left.

We don't have anything that this now but I am sure we will be setting up a system after he comes back and before his next deployment. :yes

We have the joint account that bills come out of. Then we each have our own checking and savings accounts. We each get an allowance placed into our accounts each pay day. I usually use mine on things like gas, groceries, clothes, and spoiling our DD.

We didn't do it on the last 2 deployments but we did do it on this one.

We haven't done it in the past deployments but we do have it set up that way right now because DH is geo-bach. It works for us.

I think it's wise to have seperate(deployment) accts. It takes out the stress of not knowing how much he'll take out and when, and if we will go in the red b/c of miscellaneous spending. My hub isn't the most responsible when it comes to money...especially if he gets bored... so it's a MUST for him

We haven't done it in the past deployments but we do have it set up that way right now because DH is geo-bach. It works for us.

That's the wya we had it for DH as well since he also geo-baches!

I think it's wise to have seperate(deployment) accts. It takes out the stress of not knowing how much he'll take out and when, and if we will go in the red b/c of miscellaneous spending.

Exactly! DH doesn't go crazy with money but during the last 2 deployments, I would constantly worry about whether he was using extra money, etc. We figured doing it this way, we save me unneeded stress. He tells me when he needs money in the account & I put it in. Generally it is the same amount! If he doesn't use it, it stays there until he does need it. And if he happens to need more, I can put it in for him. He's really good still about telling me when he has used money, though.

I like doing it this way now! DH has never really been involved with the finances & while he still isn't involved with our main finances, I like that he helps out & keeps track of the money in the deployment account.

Yup my hubby has his own account and it has worked out really great.

We have a joint account, but we've made a deployment budget that includes a spending amount for him.

no, but we should have. it is hard to keep up with what he spend money on. It isn't a lot... but because of the lack of communication, I sometimes don't notice he spent money and its hard for me to keep records.