View Full Version : how many make it work?


~Jules~
06-13-2008, 01:43 PM
I was just wondering how many of you are stay at home moms...or fiance's or anything. How many of you just live off your SO's income from the military? I am asking because of this recent problem with my job.. and the fact that the original plan was for me to move with him.. I know he is going to tell me not to work and let him support me.. But is this actually realistic?
Or is it best if i just make sure i have a job too?

Alexandra
06-13-2008, 01:45 PM
Not currently but in the past we lived off just his income. We were fine, we just didn't have as many investments as we do now that I work full-time too.

MrsDarland
06-13-2008, 01:46 PM
right now I work, and we had always planned that I get to be a SAHM until our kids are all into kindergarden, but I know if we actually did have kids right now I would probably still have to work at least part time. But irght now we dont have any kids so I dont really count. lol

Kris
06-13-2008, 01:47 PM
in reality we live off dh's income and have for about 3 years now. I am working from home but I only get paid about 130 dollars ever 2 weeks so that is just a little extra to give us wiggle room

=Mrs.AiNokeA=
06-13-2008, 01:48 PM
I do... we don't have any kids so it's just the 2 of us but we have no problems. We do like to save money though lol. We have quite a bit of money saved up since he joined the military and this Dec he will have been in for 4 years. If you are both spenders it may make it hard but DH and I are both savers which is probably why we have had no problems. When he gets out of the military I am planning on finding a job to help out with the bills though. I just like not having a job right now so when he gets leave before and after deployments I don't have to worry about taking time off too. He went to VA for a few months for school and because I wasn't working it was really nice since I was able to go with him instead of not seeing him for those 3 or so months. :)

MindyandTy
06-13-2008, 01:50 PM
I am a SAHM and we make it work. It was hard at first, but with me doing the budget and shopping, etc... its ok. But - we also only have 1 car. I think it helps in not having 2 car payments and insurance payments.

froglove
06-13-2008, 01:51 PM
Well I have been a SAHM and SAHW for 6 years. We live off of dh's paycheck only and have done pretty well.

I will be starting a job on Monday. Mainly its time for me to get back in the work force plus we need that extra money since we are buying a house.

JoyS
06-13-2008, 01:57 PM
I am a stay at home mom/wife and have been since we got married. We are about to have our third child and things are fine. Things get tight from time to time but we make sure our bills/food/gas are taken care of first before spending anything extra. I will probably start working once our kids are in school, but that is up for debate since DH would love for me to always stay at home.

DakotaCowgirl
06-13-2008, 02:32 PM
I am and have been for about 3 years. I love it to a point. I miss working and people but I make ways around that. We live on a E-5 income with a hugh amount of debt. (due to me working.) After our children are in school, I want to work part time. That way, I still have the flexability to be with my family but still earn something for the future.

Debra
06-13-2008, 02:36 PM
Yes it can be done with sacrifice! I quit working a month before we got married. We got married May 98 when DH was an E-2. I nannied for about 6 months when pregnant with DS & DH was deployed. We had DS when DH was an E-3 in 1999. I didn't work again until 2005 but it was sportatic. I was a substitute teacher only working a couple of days here & there. I didn't work at all in 2006 but went back to subbing for the August '07-May 08 school year.

LittleBit84
06-13-2008, 02:39 PM
I have lived off my hubby's income for about 8 months. I couldn't get a job out here because I was visibly pregnant and no one wanted to hire me. Because I was deployed, I made an ass ton of money-- we paid off all but a couple of our debts, then paid off some more with a sudden influx of money.

We make it "work" by not comparing who has the worse day: "Oh, you don't know how bad I have it here!"

It all depends on whether or not you HAVE to work (meaning you get bored easily). I went back into the Reserves because I wanted to--I was bored out of my mind and the 1 weekend a month gave me a "vacation". I prefer to NOT be a SAHM mom, but daycare is EXPENSIVE.

If you DO become a SAHM, look into WIC. If you qualify for it, GET IT. It pays for your milk, cereal, peanut butter and juice and if you have infants, it pays for formula and baby food. Here it pays for food until your kids are like 5? Not sure... :/

Shep's Wife
06-13-2008, 02:40 PM
I am a SAHM with 4 kids and we live off his paycheck solely. It's all about budgeting and not going overboard with your spending.

Jennie
06-13-2008, 02:42 PM
We've been living off Dh's income for 2 years. At first it was pretty rough because we would go negative every paycheck, thanks to him spending money and not telling me. But once I set up a budget and things of the sort, we're fine. I'm in the process now of building up our savings, which definitely isn't much.

sandykay
06-13-2008, 02:44 PM
I'm a SAHM with 2 boys and a girl on the way. Sometimes we struggle and live paycheck to paycheck, but we make it work. I love doing crafty things, so I sew and stuff and sell on here just to get a little bit of spending money. Also after DD is born, I will be looking into doing some work from home.

carmel11725
06-13-2008, 03:06 PM
i do....but i dont have any kids. we're both pretty money smart, though, so we know how to save. im gonna be getting job soon...i dont need to, but its just gonna give me something to do and it will be nice to have that littl bit extra $

~Jules~
06-13-2008, 03:55 PM
well all of this definately makes me feel better... Thanks ladies!! :D

wcchick712
06-13-2008, 03:57 PM
I dont have a job. We dont have kids either though.
It's possible to just live off his income, being just me.
Because I don't go shopping-'cept for groceries.
I thought I'd share my non-sahm insight. :]

Brittany Rashel
06-13-2008, 03:58 PM
I'm pretty sure I'll have to work at least part time once our baby is born. We would both love if i could stay home with the baby but I don't think it's physically possible.

rosebud*
06-13-2008, 03:58 PM
I have been a stay at home wife/mom since we got married. We have always just made it work. I have worked in the past, but in reality it didn't make a big difference because of day care costs. The big thing is budget budget budget.

Proud_MPWIFE
06-13-2008, 04:41 PM
Yes it can work. We have been doing since DH was a E-1. 11 yrs later and 4 kids later, we still manage just fine off his income.

aubrey
06-13-2008, 04:44 PM
I'm a SAHM with two kids (and two cars) and we've been doing just fine. This September I'll be going back to school as well, so we'll be paying for the kids' daycare, school, and living expenses. It'll be rough, and we might have to take out a loan eventually, but for a while we'll make it.

LindsayLin
06-13-2008, 04:46 PM
I am a SAHM and we do pretty well. We are able to save a good chunk every month.

chely7425
06-13-2008, 04:49 PM
I am a SAHM and hubby is and E1 and we make it work.. it will be rough for the next year (he is currently finishing up infantry training) but we are determined to make it work because we think it is important!! Things would not be nearly as rough if we both hadn't made stupid money decisions before we met...

LoveKiss
06-13-2008, 06:12 PM
I do not have the termprament to be a SAHM. If either of us were to stay home, it would be him. I make more, even with his benes and such factored in. :giggle DB staying home.... hahahahahahahahahaha

Leigh
06-17-2008, 11:09 AM
We are a one income family. We have a budget and do our best to stick to it. It isn't hard to do.

Victoria
06-17-2008, 12:10 PM
I've been a SAHM for over 3 years now! It can be done with lots of budgeting!!!

:edit

We're a dual vehicle family too!!!!! I wouldn't have it any other way. :giggle

mrsfaller
06-17-2008, 12:15 PM
well i have worked up until now. i'm taking a 30 day unpaid leave from work. and i'm pretty sure i'm not going to go back. i can't get over the whole hyper emesis thing. and considering i groom cats and dogs, the smells really get to me when they have an "accident". and there are days i can't even get off the couch. so we're going to be doing the whole one income thing. i think its going to be ok. tight at first when he gets back from deployment with a baby and all. but i think you can make anything work. you just have to budget and not spluge

harrisonsdream
06-17-2008, 12:22 PM
As long as I've been married I've not worked. I was a stay at home wife and now I'm a sahm. It can work as long as you follow a budget

chely7425
06-17-2008, 12:34 PM
I agree with everyone else that is all about having a good budget and just sticking to it!!

~Jules~
06-17-2008, 01:30 PM
LOL...well i know i'm awesome at budgeting...but DB...well he likes to splurge, this could be difficult :D

MelissaMc424
06-17-2008, 02:12 PM
I have been a SAHW and SAHM for 8 years.. (ever since we got married)... We've always been able to make it work, and the key to that is living within your means. We are not in an insane amount of debt and don't really live paycheck to paycheck (we could save more if we really buckled down and did it)..