Poll


How many credit cards to you own.

:edit

Department and Major

Do you count store ones? like Kohls?

I have one. It carries a small balance but I try to pay it off every pay day.

We have 4, 2 of them currently carry a balance... but none of them are in my wallet so maybe I should have voted zero :giggle

1:D---None are at Dept stores or anything-we always pay cash for stuff like that

2 Store (Best Buy and Macys)
2 Visas
1 Care Credit (for animal vet expenses)

I try to keep a zero blance on them.

4 cards, Old Navy is one of them and it's the only one in my wallet.

3. Target, Victoria Secret and Star card

One, we use it for everything to get the reward points :) but it is paid off every month.

Does my Visa check card count? DB and I don't believe in credit cards and debt.

I have 0. But Db has one that we use in emergencies.

I think 3-5 but it could be a couple more... :(

Just one, and it gets paid off right away.

1 debit card and I still have the emergency CC that my parents gave me on there account 15 years ago. I still use it for emergency stuff because my XDH screwed my credit so bad I can't really get one in my name yet (though I am working on it). The last time I used it was when my brakes cost $600- half on debit the rest on credit till the next month.

None

i find it hard to believe that people are able to function without credit cards! i would die without the one that i use the most!!

Df an I have a Kay's card does that count??

Other than that I just have my atm/debt card.

5 but we don't use 2 of them and will be cutting those up and canceling them.

5 but we don't use 2 of them and will be cutting those up and canceling them.

It's a good idea to cut them :yes...but I would suggest not cancelling them, because having available credit really helps your credit score :)

I have 2 but I only use 1 of them.

NONE! (yet:D)

0 right now. I'm scared to death of having one lol...i'm a shop-a-holic. But I will have to get one for car rentals and emergencies. so I'll have one w/my bank. and i'll hardly ever carry it around lol.

I voted zero because the only card I carry is a Visa Check Card........ Can be used as a credit card, but I get F*ed if the money isnt already in my account

Just one a visa card from Navy Fed. :)

we have 2... one is a best buy card, the other is a chase disney rewards card... both cards we get points and earn things each time we buy something and pay them off

no credit cards, but one debit card.

credit cards scare me! :paranoid

2 a master card and a gas card

We don't screw around with credit cards. I have my check cards, and that's it.

I have a few, but i only use one right now. I have a navy federal, USAA, Old Navy, Khols, and a Star Card. I only use USAA since i can pay it off each month with transfering money from my checking into it, and its the one with the best rate. I do use my store cards if i am coupons or deals for that store.

We just have the Star Card. We only use it for DH's work related stuff(uniforms and insignia and whatever else)when he needs it faster than we will be getting paid.

not a single credit card.

If I can't pay for it then and there, I save up for it or don't buy it. Credit cards scare me.

In my wallet or total! :lol I keep emergency cards at the house in a you could never find it unless you were me spot. I only keep one in my wallet.

2 of them and one def has a balance ... we are working on it though

None. which I'm very proud of b/c I know i'd be in big trouble if I had one.

I have a Macy*s Visa. I only have it because I used to work there and that's how you got your employee discount.

Pay it in full every month so eventually DB and I can get a loan for a house (meaning in like 5 years, lol). Yay good credit!

I only have 2 but I use those for getting gas or an emergency and also to build my credit.

2 one visa and one mervyns but they are both almost paid off woooooo:D i havent spent anything on them in over two years

1) Chase card
2) Mastercard
3) Victoria's Secret
4) GAP

Never have paid a bill late in my whole 9 years of having one!!! And always always ALWAYS have paid off every bill in full!!

I have one and dh has one I carry both in my wallet

DH has 1 and I have 1. DH carries both in his wallet. His has a *huge* limit on it and we've almost paid it completely off. Mine is emergency only and he holds it otherwise i'd be too tempted to use it.

I have 4, but only 2 carry a balance.

We have one, but we try not to use it now. Once it is paid off we will be getting rid of it.

Yeah I have 15! :) But if you ask me how much of a balance I have, the answer is zero! :)

none but im getting one only cause i need credit..

My husband and I share two credit cards.

none......unless my debit card counts.

1 Visa

I have two in my wallet and they both have small balances.

Between the two of us we have 4. None of them are store cards and only one of them has a balance on it. And two of them are relegated to the safe, we only use them in a serious emergency. The other two (one for each of us) we try not to use often.

We technically have 11... but most are ones we got for a one time purchase because you got a better deal that way. I only have 2 in my wallet... and hubby has none because he can't be trusted with it!!

two, but only 1 carries a balance.

1 that's in my name...1 in my moms but i'm on the account..

I voted 0 because I have none in my wallet. But I actually have three CCs.

I have a Macy's card.... zero balance.

I build my credit in "safer" ways (safer meaning... I don't trust myself with a CC just yet)

My parents cosigned a loan for my car.... so I'm building credit that way. :)

2, Victorias Secret and a Cool Cars Card, but I don't use either of them..

2 - Banana Republic (that I never use anymore...), and a Visa.

Just the one I got from the bank, and I pay it off every time. :) I don't use it except for school-related stuff and Internet purchases anyway. I prefer not to buy things if I can't pay for them right away. That way I don't have to stress about it.

God I hate credit cards. I have 2. EVIL I TELL YOU! lol

I have one. No need for anymore. I DEFINITELY don't want to get into debt :no

We have 2 and both have a 0 balance.

I am proud to say 1!!! but not so proud to say how much is on it lol...but it will be paid off soon enough lol

2 general credit cards, a Best Buy card and one for Discount Tire

a Mastercard

I have way too many. When I turned 18 I fell for the whole "save 10% if you open a card today" deal. I haven't used most of them in years.

We have three, all of them have a ZERO balance :grin:

We have 3. One Visa, One Mastercard, and One Star Card. All with either low or no balance.

We have 5, but we're getting rid of 2 them next month, and we'll only have a balance on 2 of them.

We have 1..its a StarCard...does that really count?!? lol:dunno

only 1 and it's a card that i had to put money down to get. so it only have a $500 limit.

I have 3 only one has a balance. But they are all in the kitchen cabnit until i pay off the the one!

3 which are actual credit cards (all DH's, I don't use them axcept 1 for groceries), 2 debit cards and a star card (don't use the star card either)

we have three.

the star card and then a visa and a mastercard. I don't actually carry any of the cards with me.....

3, but none have a balance

I have a bunch, but only one in my wallet.

not a single credit card.

If I can't pay for it then and there, I save up for it or don't buy it. Credit cards scare me.

That's how we are. We don't buy anything on credit. If I can't afford it then I don't need it. We have quite enough debt from his student loans already. :lol

i can't believe 10+ is even an option!!!

store cards should count--they all end up on your credit report :)

My husband is the only one with a credit card. I made some bad decisions at 18 so now I stay away from them as best I can. He's also the one with the 5 loans...:nutts

We save, pay cash or don't get it. Only took one time of a layoff to realize even small balances can become mountains when there is no money.

I have 2 actual credit cards (both Bank of America), and credit accounts for Dell, and HOM furniture. All of them are zero balance!

6-10 but only 2 have balances on them...I have three major cc and then 3 store cards....but I am paying them all off and NEVER using them again!

I carry 2- Star Card and Navy Fed Visa.. all the others are in my safe and have zero balances.. thankfully

i have two. no balance on either. i carry one that has a low limit in my wallet, and the one that has a high limit i keep in my jewelry box

both visa

we have two with low balances...and my hubby has a business card for his home-based business.

ohhh, and we both have a gov. card because we're military but those have zero balance at all times.

I used to have 7 including my husband's BIG MISTAKE!!!! We just finally paid them all off and now we only have 2 or 3! Just in case of emergencies! Watch out for those cc's they can get ya!

One. through the bank.

We have two, one from USAA and one for AAFES

I have 2 just a mastercard and then my bank card which dubs as a visa and my atm card. The visa comes directly out of our account whether we use it as credit or debit and then I pay the mastercard off in full every month

I chose none. I have an American Express with my name actually on it but it's my corporate card. DH has 1 credit card which he got prior to marriage.

I have just one for emergencies and big necessities (ex: car repairs, contacts and glasses) that I can't pay in cash. I've carried a balance on it for quite a while, because every time it gets low, something else comes up (usually car repairs). But, I have a great credit score and manage my debt well so it doesn't bother me too much that I carry a balance.

I have 6 accounts, but 4 have a zero balance and are cut up and long gone

We have one, a Platinum Mastercard with USAA. :D

Just 2

4. 2 credit, 2 store credit.

I have too many and they are all paid off I need to buy a safe and lock them all up!

Sorry misunderstood the question and gave the wrong answer. I have about 5.

Well, we had three. Paid off two (Thank you God!!!!!! ten grand all paid off!!!!!!!!! can you tell I am happy about it!) and now we have one left to pay off. We keep all of them as it does not look good on your credit to cancel cards. At least that is what I have been told.

I have 2
My husband has I don't know how many -5? All low-limit and a few are just sitting around to preserve our hard earned decent credit.

I have three.

2 Visa's - only one with a balance ($1,000) :(
1 Vicki's - balance paid every month

i have one and dh has 2.
all three are tucked away in a drawer and we are working on paying them off.

no babies until the truck and credit cards are paid off, so i'm putting every extra penny on those things!

We have 25 between the 2 of us. But we're closing 7. We have so many to use them for what the rewards are for that particular card, ie one gets 5% back on gas so that one is only used for gas, one gets 5x rewards points at bookstores so I buy textbooks with that one. It's not bad, per se, to close cards its just that your utilization (percent of your available credit used) is a big part of your credit score. The lower utilization the better. So if you close all your unused cards your utilization is higher even if you don't charge any more dollar wise. Sorry I'm kind of a nerd, I love everything to do with credit. :giggle