Does anyone have any? Or any spreadsheet programs that would be helpful?

This is the one we use though Dave Ramsey. It is not an online one but we love it.

http://www.daveramsey.com/media/pdf/fpu_monthly_cash_flow_plan_forms.pdf

If you go to microsoft.com and search for a budget sheet in excel there are a few great ones! Just download it and get to budgeting!

expensr.com

I make my own with microsoft spreadsheet. If you want to see it PM me and i'll send you a pic of how it looks like.