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We have a little bit of credit card debt but the only major debt we have is our van since we bought it new this year :D

no debt....don't consider having a house or car note a debt...that is a need LOL

Yes, more debt that I would care to have. I should have it paid of (with an exception to my truck of course) in January though. :)

Yes, we have debt, it is going down though as we are paying about $1000 a month extra on them. About a year and a half left until we are debt free! Which gives us just enough time to save a chunk for a down payment on a house.

we have student loans are are cars. Other than that no- we pay off credit cards every month so no debt there. :)

credit cards and a car payment and a loan

We have 3 credit cards, 2 will be paid off before March, 1 before the New Year hopefully. And we also have John's truck payment, our mortgage, and my school loans.

No thankfully, we havent bought a home yet, And Dont want/or have any credit cards, and we will be done paying off our car in three months. YaY... Hugs and Kisses Nikki

Just a little bit of misc. debt which will be totally paid off early next year :D. Just have the two car debts and that's it! Credit Card were paid off completely this past summer :D.

we have alittle CC debt but mostly cars and school loans

our credit cards debt is less that $500. so all we have is our 2 cars.

DH and I are on the Dave Ramsey plan ( financial peace university ) and we believe in NO credit cards. We budget and save and purchase with cash. We have our house mortgage and we are almost finished paying off our car. We plan to purchase a "new" vehicle in the next year......credit free.
IMO...the borrower is a slave to the lender.

DH and I are on the Dave Ramsey plan ( financial peace university ) and we believe in NO credit cards. We budget and save and purchase with cash. We have our house mortgage and we are almost finished paying off our car. We plan to purchase a "new" vehicle in the next year......credit free.
IMO...the borrower is a slave to the lender.

i think i have one of his books around here. so you like him?

we just paid off 2 CC and will pay off the rest in jan (tax money). after that NO CC and if we can not make the purchase with cash, then it aint goin got happen. of course that does not mean cars or homes!!

We had a family emergency so we had to use the CC to go home. When income tax time comes around we will pay it off and be debt free again, (except for the mortgage.)

Nope...took me ten years and I did it by myself...It helps I live with my parents

We have 2 vehicle payments, and only 1 credit card.

Vehicle loan (which I don't really consider debt) a consolodation loan and some debt on one credit card.

i think i have one of his books around here. so you like him?

we just paid off 2 CC and will pay off the rest in jan (tax money). after that NO CC and if we can not make the purchase with cash, then it aint goin got happen. of course that does not mean cars or homes!!


I absolutely love this program. We have been successful with our way of living for at least 2 years now. DH and I NEVER have money arguements or concerns. We have certainly had our troubles in the past with finances, but, since FPU we have changed our whole way of living. It is peaceful in the pocket book. We are NOT rich with finance, but we are rich in our life. Our finances are in our control now and that gives a peace that I dont ever want to be rid of. It also helps him to be able to focus on his mission (work) when deployed...he doesnt have to worry about $$ back home.

:( Unfortunately we are still picking up the pieces from our prior marriages so we are in debt.

No debt.

we owe for my student loan and on our jeep, but that's all

i have more debt than I want. but i am not drowning in debt.

Yes, through student loans

we have 2 credit cards, and my car...:(

I just got done paying off 1 in-store credit card (wedding rings) today. That leaves 2 computers (paid off by Jan.) on in-store credit, and our furniture (intrest free and paid off in a year). We have 1 student loan debt but the army is taking care of that (or so they say...)

I pay off my major credit card bill completely every month to avoid debts.

Just a car and paying back my parents for a no-interest loan. Gotta love good ole Mom & Dad.....HAHA!!!

Just a car and paying back my parents for a no-interest loan. Gotta love good ole Mom & Dad.....HAHA!!!

Oh crap! I forgot baout the Mom/Dad loan! Well then in that case, I'm WAYYY in debt.:(

Oh crap! I forgot baout the Mom/Dad loan! Well then in that case, I'm WAYYY in debt.:(
LOL!!!!! Mom and Dad said that if we don't pay the loan back, she'll deduct it from my inheritance.....LMFAO!!!

no debt here, :) thank goodness!

Our debt comes from our new car and my student loans, which we don't pay on yet. We have 2 credit cards with small balances, but they will be gone in a month or so. I always pay them off right away!

LOL!!!!! Mom and Dad said that if we don't pay the loan back, she'll deduct it from my inheritance.....LMFAO!!!

:lol That's probably what's going to happen to me!

oopz i said nope, but we are payin off a car lol

Yeah we have some credit card debt that should be paid off in 2007. We also have our car loan.

We have a lil card debt but most of it is from my new car.

Only house

oh boy, credit card debt, student loans, a personal loan from the bank, and the car. will hopefully be adding a house to that soon. :D

I dont have debt yet, but if my parents decide to take a trip to bermuda instead of paying for school i will

YEs...but on my student loans!

no credit card debt, but other debt.

xo

Just my mortgage and 1 Car payment

Just 2 cars

just our cars and my Hawaii student loan!!! :D

just car and house

The only debt I have is school stuff... no credit cards, and my car is paid for.