How can I get a student loan that I don't have to pay anything until after I graduate? I did a search and couldn't find anything. Any help would be appreciated. :)

Have you applied for financial aid? The fafsa will pretty much determine that. If you fill that out, it will get the ball rolling. The loans you are talking about are called Federal Stafford Loans. Are you enrolled at a school yet?

I did student loans for 5 years, PM me and I can give you as much info as you need :)

Go to any college and ask them in the registration office. They'll have the forms for you to fill out. You can also ask to speak to a financial aid counselor there. Most colleges have them. Rileysmom is right. You will have to fill out the forms and turn them in, and they will determine what you are eligible for.

Usually you get a 6 month 'grace' period with your federally guaranteed student loans. In this time period your 'un-subsidized' portion of your loans WILL accrue intrest, where your subsidized portion will not.

You have 3 years of deferment and 3 years of forbarance. In a deferment period, the same rules apply as in your grace period. In your forbabrance period, you are still accruing intrest the entire time. On both portions of your loans. This is the time period that you dont have to pay on your loans.

There are several different types of student loans, a "Perkins" loan is a loan through your school, it has a 5% fixed intrest rate. There a PLUS loan, this is a loan taken by your parents for you, its at a 9% fixed rate.

When you have a federally guaranteed "sub" or "un-sub" loan, its called a Stafford loan. You recieve all the federal rights. Your intrest rate varies, every July 1st the intrest rates change.

You can apply for any of these loans, federally guaranteed at http://www.fafsa.gov

A word of advice, choose Direct Loans as your lender, rather than a private lender. You'll be able to consolidate much easier, and lower your intrest rate.

Correction~~~ Its: http://www.fafsa.org

It's actually fafsa.ed.gov :)

It's actually fafsa.ed.gov :)

There ya go! :duh I had to reach back in the files to try to get that one! :lol Its been a few years

There ya go! :duh I had to reach back in the files to try to get that one! :lol Its been a few years

I was just there earlier today which is why I had it off the top of my head. :)

Also, you can apply for scholarships through your college. Scholarships are better than loans!

Have you applied for financial aid? The fafsa will pretty much determine that. If you fill that out, it will get the ball rolling. The loans you are talking about are called Federal Stafford Loans. Are you enrolled at a school yet?

I havent had time to do anything yet. I am not sure if I can go for a long time. :) Thanks for the help.

Thanks everyone for the replys. :)